无论是想交易赚个差价,还是看好数字货币的长期价值,都一定要有数字货币钱包。全球知名的数字货币钱包有71个*。所以,选一个合适的数字货币钱包比较困难,如果你是个萌新就会难上加难。
这篇文章重点要讲4件事:什么是数字货币钱包,工作原理,挑选原则,顶级的几款钱包介绍。
1.什么是数字货币钱包
首先纠正一个误区:数字货币钱包并不是传统意义的钱包,加密货币是去中心化的,所以数字货币钱包里面并不存钱,钱包只存储公钥和私钥。
2.那么数字货币钱包是如何工作的呢?
私钥是一个随机生成的字符串,通过使用私钥我们可以进行转账。私钥丢了,意味着钱没了。
公钥是根据私钥加密生成的字符串,公钥是对外公开的,别人可以往这个地址里转币了。
映射到传统金融体系:公钥就是银行卡号,私钥就是密码。
3.数字货币钱包类型
按照钱包场景,钱包可以分为5个类型:电脑钱包、移动端钱包、云端钱包、硬件钱包、纸钱包
电脑钱包:电脑里下载一个钱包,相对比较安全,但是现在啥电脑都会联网,只要联网就可能被黑,只能说相对比较安全。
移动端钱包:移动端钱包就是电脑钱包的翻版,只不过就是运营在手机上而已,现在移动网民用户量已经超过35亿**,所以这个普及度更高。这类钱包通常把私钥存储在手机上,但是大多数平台都不那么可靠,所以这个也并不是十分安全。
在线钱包:在线私钥存在云端,只要联网,就能用这个钱包。在云端的感觉,总有种被窥视的感觉,也会带给你不安全感觉。
硬件钱包:硬件钱包就是把钱包存在硬件里,类似于小U盘之类的。这类钱包的缺点是:硬件得花钱买。如果你是价值投资者,相信长期的力量,不会在短期内进行交易。那么你可以用硬件钱包,硬件钱包。
纸钱包:就是通过各种物理手段,比如用一张纸记下来,或者转移成一个二维码存起来,容易丢,输入也不方便。
4.你需要什么样的钱包?
安全和体验不能同时获得,要根据自己的实际情况选钱包,需要问自己几个问题:
我是不是天天看钱包,每天都转账;我要在钱包里存多少种数字货币;愿不愿意花钱买钱包,愿意花多少钱;安全是否是最最最最重要的;是否愿意为了安全牺牲一些体验?
钱包费用:除了硬件钱包,其他钱包一般都是免费的。
安全性:硬件钱包是最安全的,需要多做点功课,比如看看这个钱包公司的经营时间,还有是否值得信赖。
用户友好:移动端钱包、电脑钱包用户友好,操作方便。
便捷性:全球约有3000多种数字货币。如果你打算持有多种数字货币,最好选个硬件钱包,因为硬件钱包支持的币种多,比如LedgerNanoS以及Trezor,支持超过700个币种。
5.全球Top数字货币加密钱包
根据前面介绍的钱包方向,接下来我会介绍每个方向的头部钱包。
Coinbase:最好的在线钱包
Coinbase
Coinbase是货币交易所,所以他们提供钱包服务也是顺理成章的。FDIC***为Coinbase的每个账户投保了25万美金的保额。我们可以通过浏览器、IOS、安卓使用他的钱包服务。
BlockChain:最好的在线钱包
Blockchain
基本功能与Coinnbase一样。
LedgerNanoS:最好的硬件钱包
LedgerNanoS
支持超过700种币,长得有点像个U盘。
TrezorOne:最好的硬件钱包
TrezorOne
中央纪委国家监委网站发文《元宇宙如何改写人类社会生活》:12月23日消息,中央纪委国家监委网站于今日发文《元宇宙如何改写人类社会生活》,文中解释了什么是元宇宙,元宇宙为什么能出圈,并且提到要“理性看待元宇宙带来的新一轮技术革命和对社会的影响,不低估5-10年的机会,也不高估1-2年的演进变化”。[2021/12/23 7:59:46]
这个钱包设计的挺时尚的,也支持超过700个币种。
Copay:最好的移动端钱包
Copay
这个钱包信誉挺好。
Electrum:最好的电脑钱包
Electrum
只支持比特币。
Exodus:最好的电脑钱包
Exodus
界面很好看,安全性做的也不错,主流币种全部支持,比如:Bitcoin,BitcoinCash,Ethereum,EthereumClassic,Litecoin,Dash,Zcash,0x,EOS,Storj等。
其他电子钱包
以上介绍的都是主流电子钱包,没能把所有的电子钱包全部介绍一遍,
以下是G2全球的评分,有兴趣的朋友可以自己去看看
G2
6、最后的思考
希望自己写的东西能帮到别人吧。
*数据来源:G2,全球著名的B2B针对企业用户的软件评测平台,在同类网站中影响力最大、权威性最高,被称为商用软件领域的“大众点评”。
**数据来源:Newzoo,全球游戏和电竞行业数据分析及市场情报的行业领导者。
***FDIC:美国联邦存款保险公司
如果想探讨更多关于数字货币的信息,欢迎加微信:bityue,或者关注微信公众号:区块见闻。
EnglishVersion
Whetheryou’replanningtostarttradingorsimplyholdingcryptocoinsforfutureinvestments,acryptocurrencywalletisamust-have.So,consideringyourgoal,youneedtoknowhowtochoosetherightcryptowallet.
Inthisindustry,walletsareanessentialpartofowningandinvestingincryptocurrencies,regardlessoftheirtype.
Butsincetherearesomanygoodoptionsin2020,choosingtherightwalletcanturnintoaburden.Especiallyifyou’renewinthecryptoworld.
Thisarticlewillguideyoutowardlearningallthereistoknowaboutwallets–whattheyare,howtheywork,whattoconsiderwhenchoosingone,andwhatarethebestcryptowalletstoget.
1.Whatarecryptowalletsallabout?
Rightoffthebat,weneedtotalkaboutoneofthemostcommonmisconceptions?aboutcryptocurrencywallets.
Eventhoughcryptowalletsaresimilartotraditionalwallets,theydon’tactuallystoreyourcryptocurrency.
梭哈学院:教你如何快速抓住合约开仓点:4月23日15:00,行情大V梭哈学院做客金色财经《币情观察室》直播间,将分享《教你如何快速抓住合约开仓点》,欲观看直播扫描下图二维码即可![2020/4/23]
Asyoualreadyknow,cryptocurrenciesaredecentralized.Meaningthattheyaren’tstoredinasinglelocation,butinsteadarerecordedintheformoftransactionsandstoredontheblockchain.
Hence,cryptowalletsaresoftwareprogramsthatstoreyourpublicandprivatekeys.
Tosimplyputit,theyarelikebankaccounts.Theyallowyoutotrackyourbalanceandmaketransactions,allfromoneplace.
No“real”coinsareactuallyeverexchanged.
2.Buthowdothesekeyswork?
Aprivatekeyisarandomlygeneratedstringofnumbersandletters.Yourprivatekeyallowsyoutosendcryptocurrencytosomeoneelse.Withoutit,youcan’tapprovetransactions.Soit’scrucialtokeepitassafeaspossible.
Losingyourprivatekeymeanslosingyourcoins.
Thepublickeyisakeythatotherscansee.It’sderivedfromtheprivatekeythroughahash.Thepublickeyisyourwalletaddress,andit’susedbyotherstosendcryptocurrenciestoyourwallet.
Thinkofitlikethis:yourpublickeyisyourbankaccount,andyourprivatekeyisyoursecuritycode.It’sfineforpeopletoknowyourpublickey,butnotyourprivateone.
Here’sapracticalexample.
Whenapersonsendsyoucryptocoins,theyaresigningoffownershipofthosecoinstoyourwallet’saddress.
Buttospendthosecoins,theprivatekeystoredinyourwalletmustmatchthepublicaddresstheyareassignedto.Ifthepublicandprivatekeysmatch,thebalanceofthewalletwillincrease,whilethesenderswilldecreaseaccordingly.
3.Typesofcryptowallets
Cryptowalletscanbebrokendownintofivecategories:
Desktop
Online
Mobile
Hardware
Paper(ChecktheRipplePaperWalletexample)
Desktopwallets
掌柜调查署 | 当前环境下交易所如何“转正”?:4月15日16:00,金色财经「掌柜调查署」邀请到ChainUP大客户项目负责人针对交易所如何拥抱合规的问题进行解答,带领大家全面了解当前环境下,交易所如何“转正”!更多内容点击原文链接查看。[2020/4/15]
Youcandownloadandinstalldesktopwalletsonyourcomputerregardlessoftheoperatingsystemyourun.Theyarearelativelysafemethodofstoragesincetheycanonlybeaccessedthroughyourcomputer.
However,likemostthingsnowadays,ourPCsareconstantlyconnectedtotheInternet.Soneverassumethatyourkeyscan’tgetstolen.
Onlinewallets
Onlinewallets“run”onthecloud,whichmakesthemveryconvenientasyoucanaccessthemfromvirtuallyanywhereintheworld.Aslongasyou’reconnectedtotheInternet,thatis.
However,theonlinestorageofthekeysalsoposesathreat.Yourkeysarenotfullyinyourcontrol,andbycentralizingnumerouskeysyoumakethemmorevulnerabletoattacks.?
It’sworthmentioningthatonlinewalletsareusuallyusedbycryptoexchanges.
Mobilewallets
Mobilewalletsaretheequivalentofdesktopwallets,andtheyaredesignedtorunonyoursmartphone.
Sincemobilephonesaresuchabigpartofourdailylives,it’snowonderthatmobilewalletsareamongthemostconvenienttypesofcryptowallets.Theyarealsonotoriouslyuser-friendlyaswellasquitestylish.
Anotherupsideisthatyourkeysareusuallystoredlocallyonyoursmartphone.Butconsideringthedoubtfulsecurityofmostplatforms,mobilewalletstendtosufferfromvarioussecurityshortcomings.
SIDENOTE.Certainmobilewalletsalsostoretheirkeysinacloud,asasafetyprecaution.Makesuretothoroughlyresearchhowawalletworksbeforedecidingwhichtouse.
Hardwarewallets
Ifyou’reseriousaboutstoringyourcryptocurrenciesforthelong-run,thenasfarassecuritygoes,ahardwarewalletisyourbestoption.?
Unlikesoftwarewallets,hardwarewalletsstoreyourkeysonahardwaredevice.Mostofthemaredesignedtobesafeevenwhenconnectingthemtoinfectedcomputers.
大咖零距离 | 如何通过套保实现稳定收益:4月9日18:00,金色盘面邀请资深挖矿炒币者小迷姐做客金色财经《大咖零距离》直播间,将分享《如何通过套保实现稳定收益》,敬请关注,欲进群观看直播扫描下方二维码报名即可。[2020/4/9]
Theonlymajordrawbackofhardwarewalletsistheirprice.?Butweallknowthatgoodthingsdon’tcomecheap.
Paperwallets
Asthenamesuggests,paperwalletsallowyoutostoreyourprivateandpublickeysonprint,usuallyviaQRcodes.
Butitdoesn’thavetobeonlypaper.Youcanalsoprintthemonplastic,similartoacreditcard.
Asstrangeasitmightsound,it’sactuallyaverysafe?solutiontostoreyourprivatekeys.Inordertospendmoneyfromyourpaperwallet,youneedtofirsttransferittoasoftwarewallet.Thisprocessisknownas“sweeping”.
Asyoucantell,themaindrawbackisthefactthataprintedwalletcaneasilygetlostorstolen.
4.Whattypeofwalletdoyouneed?
Ofcourse,choosingthebestcryptocurrencywalletisamatterofpreference.Butselectingitshouldinvolveasetofpragmaticandpracticalreasons.Beforeanything,it’simportanttoaskyourself:
DoIneeddaily,quickaccesstothiswallet?
HowmanycurrencieswillIhold?
Whatarethecosts?
Issecurityimportanttome?
AmIwillingtotradesecurityforconvenience?
Costs
Mostcryptocurrencywalletsareusuallyfree,butsome,likehardwarewallets,requireasmallinvestment.
Ifyouplantoholdontoyourcoinsforlongerperiodsoftime(orifyou’reholdinglargeamountsofcryptocurrency),werecommend?investinginahardwarewallet.
Security
Keepingyourfundssecureisextremelyimportantandshouldbeatthetopofyourprioritylistwhenchoosingawallet.
It’simportanttocarryoutplentyofresearchaboutthewallet’ssecurityfeatures.Ifyouwanttomakesurethatyou’vedoneeverythingpossibletowardsensuringthesecurityofyourfunds,thenoptforahardwarewallet.
联想回应新品手机如何应用区块链技术:目前没有更多可披露的:20日下午,联想发布新品手机Lenovo S5,并将其定义为“区块链手机”。那么Lenovo S5是如何应用区块链技术的?全天候科技就此向联想方面求证,对方表示,“联想S5首创双域隔离、全域加密的安全空间——Z空间,创新性解决支付安全的行业难题,能全面保障用户的账号、密码以及网络购物的安全,并从底层支持最新的区块链技术。关于区块链其它的内容,目前还没有更多可以披露的。”[2018/3/21]
Mobility
Whenitcomestomobilityandconvenience,onlineandwebwalletsareyourbestfriend.Youcanaccessthemfromanywhere,regardlessofthedeviceyou’reusing.
User-friendliness
User-friendlinessisoneofthemostcriticalaspectsofanytypeofcryptowallet.Itcanmeanthedifferencebetweenenjoyingusingthewalletandgettingfrustratedwithit.
Generally,mobileanddesktopwalletsareveryuser-friendly,andtheydon’tneedmuchworktosetthemupproperly.
Convenience(multi-currency)
Ifyou’replanningtoholdmorethanonecryptocurrency,thenpickingawalletwithmulti-currencysupportisamust.Usually,it’srecommendedtopickarenownedwallet,withmanyreviewsandgoodsupport.
Butifyou’replanningtousethewalletforjustonecryptocoin,youshouldcheckoutthecoin’swebsitetoseeiftheyhaveadedicatedwallet.
Werecommendedhardwarewalletsafewtimesinthisarticle,andoneoftheirmainadvantagesistheirnumberof?supportedcryptocurrencies.
Forexample,twoofthebest-sellinghardwarewallets(LedgerNanoSandTrezor)boastsupportforover700coinsandtokens.
5.Topcryptocurrencywallets
Tomakeiteasierforyouwhenitcomestochoosingtheperfectwallet,wewilltakealookatsomeofthebestwalletsfromeachcategory.
Thebestonlinewallets
Coinbase
Coinbase
Coinbaseisacryptoexchangeservice,sothemcreatingtheirownwalletmakesperfectsense.Theirwalletisoneofthemostpopularonlinewalletsandit’soneofthebestpossibleoptionsforpeoplethatarestartingoutinthecryptoworld.
TheCoinbaseWalletiscoveredbytheFDICinsuranceforupto$250,000ofyourfiat.YoucanaccessitviaanymodernwebbrowserorthroughtheofficialiOSandAndroidapps.Atthesametime,itallowsyoutousea2-FactorAuthenticationsystemoruseGoogleAuthenticatorformoreprotection.
Blockchain
Blockchain
Ifyou’renotafanofCoinbase,theBlockchainWalletisaperfectalternative.
JustlikeinthecaseofCoinbase,Blockchain.infoisaccessibleviaanymodernwebbrowserorthroughitsofficialmobileapplications.
Italsousesa2FAsystem,anditprovidesyouwiththepossibilityofsecuringyourfundsusingafour-digitpassword.
Thebesthardwarewallets
LedgerNanoS
LedgerNanoS
TheLedgerNanoSisoneofthemostsuccessfulhardwarewalletscurrentlyonthemarket,andithasalotgoingforit.
Forstarters,itcomeswithsupportforover700coinsandtokens,andenoughsecurityfeaturestokeepeventhemostsecurity-savvyusershappy.
Ithasasimpledesign(verysimilartoatypicalUSBstick)withtheadditionofasmallLCDscreenandtwophysicalbuttonsfortransactionverificationandconfirmationpurposes.
TrezorOne
TrezorOne
IncaseyoufindLedgerNanoStobeabittooconservativeaboutitsdesign,youcancheckoutTrezorOne,itsdirectcompetitor.
JustlikeLedgerNanoS,thiswalletalsocomeswithsupportforover700coinsandtokens,andlotsofsecurityfeatures.
Thebestmobilewallets
Copay
Copay
CopayisahighlyreputablemobilecryptowalletbackedbyoneoftheleadingBitcoinpaymentfirms.
It’savailableforbothAndroid?andiOS,butitalsocomesintheformofwebanddesktopapps(availableforWindows,macOS,andLinux).
ItsupportsBitcoinandBitcoinCashandisfreetouse.
Intermsofsecurity,Copayisverywellrated.It’soneofthefirstBitcoinwalletstosupportthefullBitcoinPaymentprotocol.Anotherbigadvantageofthewalletisthefactthatit’sveryeasytouse,makingitperfectforbeginners.
Thebestdesktopwallets
Electrum
Electrum
Electrumisalightweightandveryfastdesktop(andmobile)cryptocurrencywallet.Itispopularforitsvarietyoffeatureswhichmakeitoneofthemostflexiblechoicesoutthere.
Itprovidescoldstoragesolutions,aswellasintegrationwithsomeofthebesthardwarewallets:LedgerNanoS,KeepKey,andTrezor.
TheElectrumwalletalsofeaturesintegrationwithTor,andithastop-notchencryptiontechnologiesbuiltwithin,whichmeansit’sverysecureanditprotectsyouranonymity.
However,theElectrumwalletonlysupportsBitcoin.Soifyou’replanningtouseanyothercryptocurrencies,youmightwanttolookforadifferentwallet.
Exodus
Exodus
Ifuser-friendliness,aswellassecurityandconvenience,arewhatyou’reafter,thenExodusisdefinitelyagoodchoice.
It’soneofthebest-lookingcryptocurrencywallets,withamodernandstylishinterfaceandenoughpracticaleyecandytohelpyoucontrolallyourcryptofunds.
Itsupportsawiderangeofcryptocurrencies,includingsomeofthemostpopularsuchasBitcoin,BitcoinCash,Ethereum,EthereumClassic,Litecoin,Dash,Zcash,0x,EOS,Storj,andmore.
Otherwalletsworthmentioning
Whiletheabovementionedwalletsaremarketleaders,itwouldbeashamenottotalkaboutupcomingplayers.
Guarda,forexample,isanall-in-onewalletthataimstoprovideitsuserswithaccessibilityandflexibility.Thewalletisavailableinawebversion,asaChromeextension,asamobileappandasadesktopapp.
Currently,itsupportscloseto50coins,includingBitcoin,Dash,EOS,Ethereum,Litecoin,Ripple,andmore.
Finalthoughts
Choosingacryptowalletisnotasimpledecisionandyoushouldnottreatitlightly.Butitwillallowyoutosafelystoreandeventuallyspendyourcryptocoins.
Prepareforalotofreadingandsomeexperimentation,asyoumaynotfindyourperfectmatchonthefirsttry.
Bethatasitmay,wehopethisguidehelpedyouandofferedallthenecessaryguidanceandbasicunderstanding.
Ifyouwanttotalkmoreabout?Cryptocurrencies,pleasefellfreetoaddmyWechat:bityue,or?followOfficialAccounts:BlockSense
来源:金色财经
郑重声明: 本文版权归原作者所有, 转载文章仅为传播更多信息之目的, 如作者信息标记有误, 请第一时间联系我们修改或删除, 多谢。